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For Buyers

Inspection Issue - Lead Based Paint

Inspection Issue – Lead Based Paint

The discussion of lead based paint comes up in every transaction that involves a house built before 1978.  All sellers and landlords are required to disclose in writing the knowledge of any lead based paint hazards and provide results of any previous tests that they may have to any potential …

Homeowners Insurance

In order to close on the purchase of a home, a buyer must obtain a homeowners insurance policy.  A few years ago a property insurance deadline was added to the buy/sell contract.  This clause gives the buyer the right to shop around and make sure that an acceptable and reasonable homeowners policy is …

Why Do Buyers Buy?

Right now there seems to be many reasons why prospective home buyers are not buying.  But the fact is, despite all of the excuses, people are still buying homes.  According to the National Association of Realtors in their 2008 Profile of Home Buyers and Sellers, here are the reasons why …

old woman young woman

Realty – Reality

You have probably seen the attached picture before – is it a picture of a young women or an old women? The answer is it depends on how you are looking at it. How you perceive it. One definition of reality is: “all of your experiences that determine how things …

Refinance Oportunity

An Opportunity Amid all of the negative news on the economy there is a great opportunity out there for those ready to take advantage of the situation. Contrary to popular opinion, mortgage companies are still in business and have money to lend. The rates right now for a 30 year …

The Credit Crisis Explained

f you are confused about what caused the credit crunch listen to “The Giant Pool of Money” at http://www.thislife.org/ This American Life and NPR News teamed up to produce this report from a number of different perspectives. A great program from one of my favorite radio shows.